Denver Not Reporting 10% Of City’s Workers’ Comp Costs New Audit Reveals

Denver Not Reporting 10% Of City’s Workers’ Comp Costs New Audit Reveals

Revenue, Cost, Liabilities Not Fully Accounted For; City Pays From Agency Funds Rather Than Workers’ Comp

According to a new audit released in late October by Denver Auditor Timothy M. O’Brien, CPA, the city is not reporting up to 10% of its workers’ compensation costs — approximately $3 million during the three-year audit period — in the proper fund. More: Because the actuaries do not have all the cost information, some of the liabilities associated with workers’ compensation are not recorded at all.

“The city should account for all workers’ compensation costs in the designated fund, so we know what the self-insured program is actually costing the people of Denver,” Auditor O’Brien makes clear.

State law requires employers to provide medical care and treatment needed at the time of the injury or occupational disease and during the disability. The city’s workers’ compensation activity is accounted for primarily in a dedicated fund.

Salary Deemed Benefit

However, the audit found revenues, costs and liabilities are not fully accounted for in the dedicated fund. Specifically, salary continuation costs are not paid out of the dedicated fund. Instead, these costs are paid directly by the agency without recording all related liabilities in any fund.

Salary continuation is when the city provides paid disability leave to eligible employees if the employee has a disability due to an on-the-job injury or disease and is unable to perform the duties of the position or any other position. Salary continuation begins after an employee misses three days and files a workers’ compensation claim.

The city considers salary continuation to be a benefit and pays for it out of individual agency funds rather than the Workers’ Compensation Fund. This matters because it means the city is underreporting the total cost to the city of workers’ compensation in the city’s Comprehensive Annual Financial Report. The city has agreed to add disclosure of salary continuation costs and related liability to the 2018 financial statements.

Lacks Formal Plan

The city also lacks a formal strategic plan process for the workers’ compensation program. Without comprehensive and targeted measures tied to well-documented strategy, the city cannot determine if the self-insured program is cost-effective and achieving strategic goals. More evaluation of different workers compensation models could help ensure that the city has identified all available cost savings opportunities.

“While the program’s performance has improved in many aspects, the city is not fully analyzing the total cost of the workers compensation program,” Auditor O’Brien said. “Without reviewing performance, how can the city know it’s getting the best deal? Reducing unwarranted costs is a primary goal.”

Finally, the balance policy for the city’s workers’ comp claim fund does not match the actuary’s recommendation. The city uses a third-party firm to calculate the fund’s liability and to make a recommendation on how much above that liability the city should be able to pay due to the uncertainty of claims. The workers’ comp fund has a target funding range $1 million below the actuary’s recommended level.

Puzzling City Decision

Auditor O’Brien questions this decision because the city has more funds on hand than the recommended levels, but the agency disagrees and chooses not to consider a policy to require the funds stay at the recommended level.

“Given that the funding levels have greatly improved, I find it puzzling for the city to have more money on hand than needed but not consider making it policy to keep at least the actuarial recommended amount available,” Auditor O’Brien said.

The audit also found room for improvement in updated polices and in efficiency and effectiveness of the risk management information system.

City’s Watchful Eye: Denver City Auditor Timothy M. O’Brien, CPA, is the watchdog keeping Denver business dealings straightforward and trustworthy. His latest audit just released reveals the city is not reporting up to 10% of its workers’ compensation costs — approximately $3 million during the three-year audit period — in the proper fund.

Workers’ Comp Costs: City considers salary continuation to be a benefit and pays for it out of individual agency funds rather than the Workers’ Compensation Fund.

Paid Disability Leave: Salary continuation begins after an employee misses three days and files a workers’ compensation claim.

Four Of Valley’s Best, Brightest Make Forbes’ Young Entrepreneurs List

Four Of Valley’s Best, Brightest Make Forbes’ Young Entrepreneurs List

Brilliant Young Minds Ages 12-29 Dream Up New Products In Science, Energy, Retail And Food

by Glen Richardson

A 29-year-old who makes funny, cute T-Shirts for geeks, nerds and pop culture lovers and a 22-year-old who makes non-dairy, high protein, low sugar bars and cookies have made Forbes’ 2019 “30 Under 30” feature that annually draws attention to the top young entrepreneurs in the U.S. and Canada.

Ramy Badie’s Denver-based TeeTurtle — whose apparel, toys and games are licensed characters for Disney and Marvel — was expected to generate $20 million in 2018 revenue. Daniel Katz’s high-protein and low-sugar No Cow candy bars are in 15,000 stores nationwide and recorded $10 million in 2017 revenue.

Also making the list is Joel Jean, a cofounder of Swift Solar, a startup manufacturing lightweight solar panels that are cheaper and more efficient than conventional panels. Finally, the list includes Denver student Gitanjali Rao, winner of the 2017 Discovery Education 3M Young Scientist Challenge. Now 12, she invented a quick, low-cost test to detect lead-contaminated water.

Designed To A Tee

During his first year in medical school, 29-year-old Ramy Badie entered a T-shirt design contest to win money for tuition. He ended up dropping out of school to found TeeTurtle. He is the winner in Forbes’ Under 30 Retail and Ecommerce category.

No matter what the product line, creator Badie’s undertakings are always about the design. As an example, to fund production of a card game about Unicorns he set out to raise $10,000 to fund production of the game on Kickstarter. He reached his goal in just 71 minutes and collected more than $1.8 million for the project. Support from more than 30,000 backers was more than every other project on the fundraising website at the time.

On TeeTurtle’s website Badie explains the company this way: “We are a bunch of kids at heart having a great time because every one of us is passionate about what we do and we believe in the company and the product.”

A No Cow Footprint

When Daniel Katz dropped out of college after just three months in 2013 to hawk his own line of energy drinks, his intense selling schedule found him eating protein bars instead of real meals. But whey protein upset his stomach, and gave him a new product idea: a high-protein but low-sugar and non-dairy bar. The Denver-based company has raised $100,000 in funding from blue chip investors like General Mills’ venture capital arm 301 Inc.

The rapidly growing distribution footprint of No Cow — with offices on Blake St. in LoDo — has products in more than 15,000 stores across the country including GNC, Vitamin Shoppe, CVS, Sprouts, and Wegmans.

After initially moving the business to his hometown of Cincinnati, Katz relocated his growing startup to Denver, due to the physically mindful attitudes of Colorado consumers. “People here are active, they’re happy, they’re on trend,” says Katz. “And that’s who we represent as a brand.”

Solar Cells Shine

As a Ph.D. student at MIT, Joel Jean, was a member of a research team that developed record-thin and lightweight solar cells. As a co-founder of Swift Solar, he aims to develop lightweight, flexible, and efficient solar panels using metal-halide perovskite materials.

Prior to joining Swift, he served as Executive Director of the Tata-MIT GridEdge Solar research program, which focuses on scale-up of new solar photovoltaic technologies for India and other developing countries.

As a researcher and NSF Fellow at MIT, he developed ultra-lightweight and flexible solar cells that were recognized by the Katerva Award in 2017. He co-authored the MIT Future of Solar Energy Study and has worked extensively on emerging PV materials and devices, techno-economic analysis, and energy and climate policy. Jean, 29, holds a PhD and SM in electrical engineering from MIT and a BS with distinction from Stanford University.

Getting The Lead Out

As an 11-year old school girl Gitanjali Rao took the top prize in the 2017 Young Scientist Challenge for her lead-detection device, which is capable of finding lead in drinking water with the aid of a mobile app. As the winner of the Young Scientist Challenge she won $25,000. Now 12, she is using the prize money to refine the device so it can be sold commercially.

She was selected from 10 finalists who spent three months collaborating with scientists to develop their ideas. Her device uses carbon nanotubes to detect the presence of lead. Thousands of U.S. water systems are reportedly contaminated by lead. Until now, testing reliably for lead was expensive and meant sending away samples for analysis.

But Gitanjali’s portable invention — named Tethys, after the Greek goddess for fresh water — allows a sensor linked to a mobile app to give an accurate, almost immediate analysis via a mobile app. “If you take a shower in contaminated water, you do get rashes and that can easily be studied by an epidemiologist,” she explains. “And if somebody drinks lead in their water, their children might have small, minor defects.”

Playing His Cards Right: Ramy Badie’s TeeTurtle was expected to generate $20 million in 2018. To fund production of this Unicorns card game he set out to raise $10,000 on Kickstarter. He reached his goal in 71 minutes and collected more than $1.8 million for the project.

No Cow  Candy Man: Daniel Katz’s high-protein and low-sugar  No Cow candy bars are in  15,000 stores nationwide  and recorded  $10 million in 2017 revenue.

Bright Breakthrough: A cofounder of Denver’s Swift Solar, Joel Jean was a member of the research team at MIT that developed record-thin and lightweight solar cells.

Youthful Inventor: Gitanjali Rao’s lead-detection device finds lead in drinking water with the aid of a mobile app. The Young Scientist Challenge winner is using the $25,000 prize money to refine the device so it can be sold commercially.

Glendale Partners With Guinness, Ushering In Next Phase Of Professional American Rugby

Glendale Partners With Guinness, Ushering In Next Phase Of Professional American Rugby

by John Arthur
Writer for and on behalf of the City of Glendale

The game is on. Not that game, the RUGBY game. You sidle up to the bar or open the fridge. The choices seem almost endless, but there’s only one thing that will do: you want the beer that’s almost synonymous with the game. The two-and-a-half century old brewery that not only helps define the international sport of rugby, but international itself. Guinness was established long before rugby, and has been a staple for beer drinkers ever since. As the game has enjoyed its rise to global status, becoming the second most watched sport on the planet, Guinness has been alongside, quietly but profoundly improving the experience for fans new and old, and providing the heft of additional history to the enjoyment of beholding a sport that marries inclusivity and athleticism.

You pop the cap. The bartender pulls the tap. Dark, cold Guinness flows. The head is rich and creamy; making its way back up from the bottom of the glass in a swirl that is unique to the world’s most famous Irish Stout, and one of the best-known brands on the planet. Founded by Arthur Guinness in Dublin in 1759, it’s not only one of the most recognizable beverages in the world, but among the most successful beer brands ever. Brewed with barley roasted in house, Guinness is dark- ruby red under the light — and has a distinctive, unforgettable flavor.

Like the beer, the history of the Glendale Raptors is also unique, particularly as one of the most successful rugby endeavors ever in the United States. Though considerably shorter than that of the newly signed sponsor, Glendale has been the home of American rugby for more than 10 years, attracting international talent, coaches, the attention of a dedicated fan base, and big-name partners like Guinness. Over more than a decade, Glendale has established itself as the epicenter of rugby in the United States, the last genuinely untapped market for the sport in the world. As the team has grown its fan base, its talent pool, and its future, it has relied on sponsor partners to help, and has delivered an impressive return on investment for those that have seen the potential of rugby.

Guinness parent company Diageo is a global leader in beverage alcohol with an outstanding collection of brands including Johnnie Walker, Crown Royal, Bulleit and Buchanan’s whiskies, Smirnoff, Baileys, and, of course, Guinness — to name just a few. Headquartered in London, and operating in more than 180 countries, they’re a force in a thirsty world. The Glendale Raptors are proud to announce a sponsor partnership with the beverage juggernaut, and look to reinforce Guinness as the beer of choice for American rugby fans. Pete Javorek, Diageo Distributor Manager for Colorado and Utah, explains that the partnership is a no-brainer when seeking to properly represent the company’s biggest beer brand: “With consumers seeking the quality and heritage of beers like Guinness and rugby on the rise, it was a natural fit for us. We’re excited to be working together with the Glendale Raptors,” he said.

Javorek works with 18 distributors in Colorado and Utah, managing beer forecasting, planning, and distribution —  ensuring proper brand representation in the market. Aligning with the Glendale Raptors promises that representation and recognition will only grow as the 2019 Major League Rugby season gets underway in the new year. In addition to having other well-known Irish beers like Harp and Smithwick’s in its portfolio, Diageo recently completed construction of a new home for Guinness in America specifically for the United States market. The Maryland facility will focus on new innovation beers, as well as the production of Guinness Blonde, a relatively recent offering that, unlike the traditional stout, is golden in color, and made with American ingredients and by American brewers. Javorek notes that Diageo and Guinness are happy to be part of the growth of rugby in the U.S.: “It’s a natural fit for us, and we want to use the Raptors image and draw to expand to more professional teams in the league. Rugby and Guinness have been around together for a long time, and it’s something we want to continue doing. We think the sport is on the rise in the U.S., rugby is a big draw, and we want to grow both brands together.” The Raptors understand that draw, and look forward to a long and fruitful relationship with the world’s most famous stout.

Photo by Seth McConnell

Glendale Raptor Prop Luke White takes the ball into contact against the Utah Warriors in Major League Rugby. Glendale has been the home of American rugby for more than 10 years, attracting international talent, coaches, the attention of a dedicated fan base, and big-name partners like Guinness.

Courtesy of Guinness

Founded by Arthur Guinness in Dublin in 1759, Guinness is not only one of the most recognizable beverages in the world, but among the most successful beer brands ever.

Albus ‘The Buddha’ Brooks: Politicians, Drugs And Money

Albus ‘The Buddha’ Brooks: Politicians, Drugs And Money

It is said that politicians are attracted to money like flies to a dung heap. In Denver no one loves the smell of money more than City Council President Albus Brooks, a close ally of ethically challenged Mayor Michael Hancock. He is expected to succeed Hancock in four years assuming Hancock prevails in his quest for a third term this spring.

Brooks has the full confidence and support of the high-density developers that own and control Mayor Hancock. Brooks’ subservience to developers has gotten him in trouble at times with some of his constituents in District 9. Developers have begun to gentrify his district with high-density developments driving some African American families out of Denver where they have lived for generations. His tone deafness over the Ink! Coffee shop controversy highlighted how out of touch he was with the many issues important to the residents of his District. Brooks has only exasperated his problems by his remarks on Colorado Public Radio where he appeared not to grasp the concept that “involuntary displacement” was very much of a concern to homeowners in Five Points, Elyria-Swansea and other neighborhoods in his District.

Brooks infamously declared on the radio: “Displacement is not in the home ownership category. It’s in the rental category and someone cannot afford what their landowner is jacking up the price with, right? And so, that is something that we are working very hard on.”

These comments helped Candi CdeBaca decide to run against him this spring in the city election. She has stated: “He didn’t understand the nuances of involuntary displacement. That is directly connected to his power and his purview. He should know all of the ins and outs of it.”

What Brooks does understand is money or more specifically how as a politician he gets his hands on as much of it as possible. While high density developers strongly support him as he does their bidding, he is not particularly liked by them on a personal basis. His cryptic nickname among some developers and lobbyists is “The Buddha.” It is not that he has any interest in that Eastern religion but rather the fact that many statues of the Buddha have him sitting with his left palm pointing upward. According to his critics Brooks shakes your hand with his right hand while his left palm points upward to be greased.

This leads to his latest money-making scheme — heroin injection sites. There is big money to be had by politicians in drugs these days. On the Republican side Colorado Senator Cory Gardner and former Speaker of the U.S. House John Boehner have become ardent advocates for the legalization of marijuana across the country notwithstanding spending most of their political careers adamantly opposed the same. What changed? Once pot was legalized in states like Colorado and California there arrived a river of money for politicians and lobbyists who would help overcome federal constraints on the drug.

Brooks’ nose for money has led him to an even more lucrative drug field — heroin. Mexican drug cartels are facing a crisis. With legalization of marijuana in various states no one needs the cartels to grow marijuana in Mexico and ship it across the border. Moreover, cocaine is no longer the drug of the young and the hip and usage is dramatically down. What is up is opioid addiction and in particular heroin addiction. What is holding back this growth market is the terrible stigma attached to heroin use.

That is where politicians like Brooks can help. He has gotten the Denver City Council to approve so called “safe injection sites.” Heroin users are provided free needles, syringes, septic pads and a private place to shoot up. Medical attendants will be there to administer Naloxone in case of an overdose. Of course, once you have one site you will need many more as addicts driving to and from a single injection site to get their multiple daily fixes is generally not to be encouraged.

If you want more of something you subsidize it, but that is not the key service Brooks is providing to the cartels. What the cartels need to grow their heroin businesses is for the stigma of heroin use to disappear. What better way than state and municipal sanctioned and supported “safe” injection sites to say to today’s youth that the hellish existence of a heroin addict is just one of many different but acceptable lifestyle choices. In places like Vancouver, Canada where there are safe injection sites, the use of heroin has skyrocketed and while there are no reported deaths at the sites there plenty nearby.

The Buddha, of course, is just trying to be “compassionate” to heroin users and the cartels who support and nurture them. Brooks will get rich in the process. If there is any justice in this world, kids and their families who become addicted to heroin because of the actions of Councilman Albus Brooks will someday go visit him in what grand mansion he will be ensconced in to personally thank him for the destruction  and damage he has wrought to them.

  • Editorial Board

Albus Brooks

Happy Holiday Sale At Le Grue’s

Happy Holiday Sale At Le Grue’s

Denver Landmark Holds Retirement Sale

Holiday shoppers will find bargains galore at Le Grue’s flower and Christmas store. LeGrue’s has been a must see decorating destination for 40 years at 476 South Broadway in Denver. The expansive store has one of the largest galleries of artificial Christmas trees in the area and has every style of holiday lights and decorations you could imagine.

But the owners are retiring after receiving an offer to purchase the building that was too good to pass up. That’s resulting in a new adventure for them and great deals for shoppers.

You will be able to find high quality artificial Christmas trees and decorations as well as silk flowers and plants. Le Grue’s also offers antiques and unique gifts. And everything in the store is for sale at huge discounts, as much as 50% off or more. “Everything must go,” the owners explain. They expect it will go fast and suggest people stop by and check it out sooner rather than later.

LeGrue’s owners say their customers and business neighbors have become their friends over the years and they say a special “Thank You” for all the support and great memories. “Le Grue’s has been an amazing journey,” they say. “And we are looking forward to new possibilities, adventures and beginnings.”

Le Grue’s is centrally located at 476 S. Broadway in Denver. The retirement sale is underway and will run through the beginning of the New Year.

 

Denver Landmark Closing: Le Grue’s, a shopper’s destination for 40 years on South Broadway, is closing its doors and holding a retirement sale.

Wrap Up The Year With Fun Holiday Events, Shopping Here Are Heartwarming Ways For You To Chase The Bah-Humbugs Away And Feel Warm Fuzzies

Wrap Up The Year With Fun Holiday Events, Shopping Here Are Heartwarming Ways For You To Chase The Bah-Humbugs Away And Feel Warm Fuzzies

by Glen Richardson

Holidays Aglow: The holidays are about candy canes and lights all aglow plus the hearts we touch with the gifts we give and the care we show.

Festive Blast: Annual Tuba Christmas is a heartwarming way to blast the Bah-Humbugs away during the holidays. Many of the region’s tuba players are at the DCPA complex Dec. 16, 12:30 p.m.

Winter Warmth: One way to have fun and enjoy shopping is at holiday markets. Cherry Creek’s Winter Fest on Fillmore features outdoor fire pits and hot chocolate Dec. 8.

Holidays! Holidays! Holidays who can’t wait for them? Yes, the holidays are here and what an exciting time of the year for kids and adults alike. The holidays are about enjoying time with family and friends. Many of us decorate our homes and places of work to cherish the season with Christmas trees, Hanukkah lights, garland and candles.

Dancing With Joy: Entertainment fills the season with joy and Granny Dances To A Holiday Drum is one of the season’s most popular. This year’s dancing is Dec. 1-6.

Here’s our holiday guide of heartwarming ways to chase the Bah-Humbugs away and enjoy shopping, having fun and celebrating this most wonderful time of the year:

Holiday Events

White Christmas Ball: Dance to big band music at this 1940s event among vintage vehicles, sleighs and Christmas trees in the Hyatt Convention Center, Dec. 1.

Granny Dances To A Holiday Drum: A beautiful display of dance, live music and storytelling at Cleo Parker Robinson Dance, Dec. 1-16.

Irving Berlin’s White Christmas: A timeless holiday tale filled with song, dance, snow and holiday cheer in the Buell Theatre, Dec. 5-15.

A Classical Christmas: The Colorado Symphony performs arrangements by Handel, Mozart, Holst, Barber and Berlioz at Boettcher Concert Hall, Dec. 7-8.

Great Russian Nutcracker: Moscow Ballet brings performers, hand-painted sets, snow maidens and nesting dolls to the Paramount Theatre, Dec. 7-8.

Ten Tenors: Australia’s tenors join the Symphony for operatic versions of White Christmas, Joy to the World and Feliz Navidad in Boettcher Hall, Dec. 9.

Cirque Stars: Holiday cirque stars fill the Paramount Theatre with magic, circus acrobatics and music Dec. 16.

A Colorado Christmas: Warm sounds like Sleigh Ride, Dance of the Sugar Plum Fairy and The Nutcracker fill Boettcher Hall with festive tunes, Dec. 14-16.

A Legendary Christmas: Crooner John Legend sings and plays songs from his newly released holiday album at the Bellco Theatre, Dec. 15.

The Nutcracker: Take the family to Ballet Ariel’s imaginative, beautiful version of toy soldiers and Sugar Plum fairies at the Lakewood Cultural Center Dec. 15-27.

Tuba Christmas: Tap you

Nutcracker Soars: The Valley’s favorite holiday tradition, Colorado Ballet’s The Nutcracker has performances at the Ellie Caulkins Opera House, Nov. 24-Dec. 24.

r toes to your favorite holiday tunes played by many of the region’s tuba players at the Denver Performing Arts Complex, Dec. 16.

Celtic Woman Christmas Tour: Multi-platinum all female Irish musical group is accompanied by the Colorado Symphony at Boettcher, Dec. 17.

Brian Setzer Orchestra: The 19-piece Grammy winning orchestra brings its 15th Anniversary Christmas Rock Tour to the Paramount Theatre, Dec. 17.

Holiday Brass: The Colorado Symphony Brass plays carols, classical favorites, jazz transcriptions and movie holiday music at Boettcher, Dec. 19.

Appalachian Christmas: The Mark O’Connor Band plays country, pop, bluegrass and chamber music at the Paramount Theatre, Dec. 20.

Too Hot To Handel: Guest soloists Cynthia Renee Saffron & Lawrence Clayton join the Symphony Chorus for R&B-infused concert at Boettcher, Dec. 21-22.

A Magical Cirque Christmas: Holiday cirque features magic, circus acrobatics, comedy, live music and caroling at the Paramount Theatre, Dec. 26.

Songs For The Season: New York singer-songwriter Ingrid Michaelson croons songs from her new holiday album accompanied by the Symphony at Boettcher, Dec. 30.

A Night In Vienna: The Colorado Symphony plays a selection of polkas, waltzes and marches to waltz you into the New Year at Boettcher, Dec. 31.

Holiday Markets

Holiday Flea: Weekends of shopping on the plaza at Denver Union Station, Dec. 2, 7-9 & 14-16. Regional artists and craft people sell clothing, jewelry, art & foodstuffs.

Improper City Makers Market: An art-focused pop-up shop with live music, food trucks at 3201 Walnut St., Dec. 7.

Winter Fest On Fillmore: Entertainment, face painting around outdoor fire pits with hot chocolate and refreshments for Cherry Creek North shoppers, Dec. 8.

South Gaylord Holiday Fest: Shop historic street while listening to the Original Dickens Carolers and donate to the Santa Claus Shop, noon-4 p.m. Dec. 8.

Jackalope Indie Artisan Fair: Shop for fashions, accessories, home décor, art and food from 150 artisans in the McNichols Bldg., Dec. 8-9.

Shopping Districts

Cherry Creek Shopping Center: Shop 160 stores including Nordstrom, Neiman Marcus, Macy’s, plus live music and holiday entertainment.

Waltzing Into New Year: The Colorado Symphony plays polkas, waltzes and marches to waltz us into the New Year at Boettcher, Dec. 31.

Cherry Creek North: Home to 16 blocks of fashion stores like Andrisen Morton, Hermes, Lawrence Covell, Loro Piana and St. John.

Glendale: Premier shopping destination with a Super Target, World Market, Bed Bath & Beyond, Home Depot, Staples, The Bookies and dozens of unique local shops.

Larimer Square: Shop one-of-a-kind stores in Victorian buildings along street with distinctive fashion and specialty boutiques in city’s oldest district.

Old South Gaylord: Shop the second oldest shopping district in Denver featuring quaint shops, fine art, fashion and unique gifts.

Downtown Denver: Central Denver’s best holiday shopping is at the Denver Pavilions and along the 16th Street Mall.

Independent Shopping

Adornments: Clothing, jewelry and accessories in a mix of art, fashion and luxurious fabrics in this true Cherry Creek boutique on 3rd Ave.

Bloom By Anuschka: Upscale florist and home furnishings store at 3rd and University offering chic floral arrangements, furniture & accessories.

Harriet’s: Contemporary Cherry Creek woman’s boutique selling casual elegance in women’s fashions including sweaters, scarves and handbags.

Saks Galleries: Family owned in Cherry Creek for over 50 years specializing in 19th to 21st century American & European oils, watercolors and bronzes.

Mariel: Upscale Cherry Creek boutique selling women’s clothing & accessories, including evening wear, shoes, hat and bridal gowns.

Flower Power: Exquisite independently owned flower boutique on E. Virginia Ave. creating everyday arrangements plus wedding, special event florals.

Arts at Denver: Longtime Old South Gaylord gallery showcasing original oil paintings by more than 30 Colorado artists plus designer jewelry.

Two Sole Sisters: High-end South Gaylord store selling seasonal handmade women’s shoes, boots, sandals and accessories.

Barbara & Company: Fashionable South Gaylord women’s clothing boutique selling designs from Europe, New York and Los Angeles.

Robert Anderson Gallery: Exceptional galley on E. Colfax offering unique photography, photomontages plus glass sculpture and paintings for the holidays.

LeGrue’s: Landmark Christmas and flower shop on S. Broadway is holding its retirement sale offering savings up to 60% off before closing.

Meininger Art Supply: Family owned Broadway candy store for artists selling paints, paint brushes, pens, paper, markers, color pencils and other art supplies.

Paradise Baggage Co: State’s largest luggage store on S. Broadway featuring a variety of luggage and travel accessories, plus luggage repair services.

The Bookies: Independently owned bookstore off Colorado Blvd. in Glendale with over 100,000 titles plus large selection of toys, games, puzzles and gifts.

Dardano’s: Longstanding, family-owned store specializing in comfort footwear, accessories and shoe repair on S. Colorado Blvd.

Colorado Gold Mart: Glendale store on S. Colorado Blvd. buying and selling vintage watches, new & used jewelry plus buying and selling precious metals.